Tips & Checklist
Information you might need when applying for a loan
Documents you might need when applying for a loan:
The following list contains documents you may need to complete your application for a loan. You may only need a few items from the list below. However, we encourage you to read it carefully as it may help you to think of information that you may not have considered
Personal information
Bring two of the following current documents to complete the customer identification process:
Driver’s licence
Passport
Photographic ID (i.e. Proof of Age Card, Australian tertiary institution card, Department of Defence, Waterways/Boat Licence)
If only one photographic ID document is presented, you will also need to bring one of the following documents:
Birth certificate
Citizenship certificate
Centre link Pension Card
Medicare Card
Utilities bill (less than three months old)
Rates notice (less than three months old)
Tax assessment notice (less than 12 months old)
Property information when applying for a home loan
You will need to provide:
contract of sale
If refinancing you will need:
copies of your current home loan statements
if building a property, a copy of your fixed price building contract
Financial information
Assets
Savings / cheque account statements or passbooks
Term deposit receipts
Investment statements / certificates (e.g. shares / superannuation)
Details of property or motor vehicle assets
Liabilities
Loan statements
Credit card / store card statements
Overdraft account statements
Hire purchase agreements
Lease agreements
Income
Past 2 years Group Certificates and the most recent 2 payslips
If self employed most recent 2 years tax returns
Rental properties – bank account statements, agent reports / statements
Details of any social security payments
Details of any other regular income from sources such as investments
Expenses
Details of your rent payments
Council and water rate bills
Electricity and gas bills
Details on your car expenses – petrol and maintenance costs and insurance
